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CONSUMER TIPS

Title Insurance Premiums
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How are title
insurance premiums determined?
Read more.
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Will my title
insurance rates be any different if I am
getting a mortgage?
Read more.
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Will my property
qualify for lower rates?
Read more.
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Being an informed consumer can save you
money, time and aggravation. You should ask the following
questions of a title insurance agent before purchasing title
insurance.
Title Insurance Agent Fees
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Does the title
insurance agent charge fees in addition
to the premium cost?
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Since fees, unlike
premiums, can vary widely from agent to
agent, request that the agent provide a
written disclosure of all fees up front.
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Unlike premiums,
agent fees are not mandatory so ask if
any fees can be reduced or eliminated.

Title Insurance Agent Services
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Will the agent
hold your settlement at a convenient location? If so, will the
agent charge you extra for that
convenience?
Read more.
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If possible, will the agent
provide you with the final settlement
costs the day before settlement?
Read more.
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If you or your
spouse will not be able to attend
settlement, how will the agent assist
you? Will that be your problem to solve
or will the agent take steps to help
you? What will the cost be?
Read more.
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If you have any
other special needs or concerns, explain
them to the agent and ask if he or she can
help you? If so, will there be an extra
charge?
Read more.
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